“Refer Someone Who Wants To Sell A Property & Earn $500 to $2000!”

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ZERO RISK & ZERO OBLIGATION

We Have Solutions To Many Problems

  • Vacant Metro Lots
  • Tired Landlords Ready to Retire
  • 1031 Exchange Deadlines
  • Inherited Properties
  • Owe More Than Mortgage
  • High Vacancies & Vacant Buildings

OWE MORE ON YOUR HOME THAN IT’S WORTH?
Upside Down On Your Mortgage?

In the Washington, Baltimore, Northern Virginia metro, if your property is over leveraged, Facing foreclosure, etc., our team are experts negotiating debt with banks, and in many instances we can buy your property so you don’t have to go through foreclosure.

BENEFITS TO YOU

WE NEGOTIATE SHORT
SALE WITH BANK

Effect: Ability to purchase another home

Short Sale: From 2008 of May, upon the success of your home’s short sale, your eligibility for getting a mortgage backed by Fannie Mae will increase after just two years.

Foreclosure: From 2008 of May, if your property undergoes a foreclosure, you will not be entitled to a mortgage backed by Fannie Mae for four years.

Effect: Obtain conventional Financing

Short Sale: While this is a new territory and there is no definite answer for this by most of the major lenders, most people have a feeling that the effect will not be as bad as that in a foreclosure.

Foreclosure: In case you even get approved for a conventional loan, chances are that you will have to pay an interest rate that is much higher.

Effect: On credit history

Short Sale: This will not have any substantial effect and nor will it appear on your history.

Foreclosure: This will be on your report for the next 10 years along with being on public records.

Effect: My current employment

Short Sale: This will not be reported on the credit report and thus should not have any effect on the employment.

Foreclosure: A foreclosure can have a major impact on your position within a company.

Effect: On deficiency judgment

Short Sale: Most of the short sale negotiators aim that the debt be fully paid.

Foreclosure: Most of the banks in the country will seek a complete deficiency judgment against any foreclosed borrower.

FORECLOSURE OCCURS

Effect: Ability to purchase a second home or investment properties

Short Sale: You will have to wait two years before being eligible for a mortgage backed by Fannie Mae.

Foreclosure: This will be the same as the foreclosure for the above. However, you will not be considered for an investment mortgage by Fanny May for the next seven years.

Effect: On the credit score

Short Sale: In this, the credit report will only be showing late mortgage payments and your credit score has a chance of going down by only 50 points.

Foreclosure: In this case, your credit score can go down by as much as 225 to 350 points. This will remain for the next 10 years.

Effect: My need for my job’s security clearance

Short Sale: With this, there should be no effect on a new security clearance application.

Foreclosure: A foreclosure intensely affects a security clearance.

Effect: On future employment

Short Sale: Most of the employers will be checking the credit report before they hire you. However, a short sale will not be reported and hence you will not have any

Foreclosure: A credit check might be required by most of the employers for the initial screening process. A foreclosure can thus be detrimental.

Effect: On any deficiency judgment amount

Short Sale: It is most likely that the deficiency judgment will be lower than the foreclosure, even if short sale is at lower wholesale price.

Foreclosure: You might end up owing more if a foreclosed home does not end up selling at auction.